BILL AND PAYNE STEWART GOLF COURSE

The rolling Ozark terrain provides natural elevation changes that architect Tom Fazio leveraged brilliantly, creating dramatic downhill approaches and blind shots that reward local knowledge over brute force. Water comes into play on eight holes, but it's the par-3 17th over a sprawling lake that separates pretenders from players—especially when southwest Missouri winds kick up. This daily-fee gem proves that championship-caliber conditioning and thoughtful routing don't require private club dues.